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Easier than a budget.

Feel Confident About Your Money

Otto Is Easy, Quick, And Stress-Free

We created Otto because with all the spreadsheets and categories....


Budgeting was just too

  • Complicated

  • Confusing

  • Time Consuming


We knew there had to be an easier way!

Because let's face it:  Money can be complicated!

When your money is all mixed up in one bank account...

It's Easy To Feel Stressed And Overwhelmed!

How do you know...

  • How much you need to pay for bills?

  • How much you owe on your credit cards?

  • How much you've saved for your vacation?

  • How much you have available to spend?


How do you keep track of it all?

The answer: You don’t!  




What If You Could ORGANIZE Your Money....

Think how good it feels when your house, your room or even just a drawer is organized.


You feel peaceful and confident.  You stop stressing and sleep easy.


Everything is right with the world!  OK, maybe that is a bit much, but still...


Being organized feels GREAT!

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What if you could feel that way about your money?

What if:

  • You knew you had enough money set aside to cover your bills?

  • You could easily see how much you have available to spend?

  • You could watch your money grow as you saved for a vacation?

  • ​You never had to worry about overspending or slipping into credit card debt?

All of this can become your reality....

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Introducing Otto:
1 Simple App That Organizes Your Money And Keeps It Organized In Real-Time

In a sense, Otto sits on top of your bank account and organizes the balance in sub-accounts so you can easily see:

  • How much is set aside for bills

  • How much is needed for credit card payments

  • How much you have saved

  • ​How much you have left to spend


Next, Otto merges in your credit card charges to keep your money organized in real-time. ​

  • No more guessing.

  • No more stressing.


But that's not all.....


Otto is so easy, it only takes a few minutes each month!


Otto is simple, straightforward and designed to keep you going month after

month, no motivation required!


With Otto, you'll always know how much money you have, and what it's for.

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Imagine If…

One quick glance was all it took to see how much you have available to spend.


If you could enjoy ALL of the rewards and benefits of your credit card…


…WITHOUT worrying about slipping into debt.


If you knew you had money set aside for vacations.... 


....or whatever is important to YOU!


Otto cuts out financial confusion, guesswork, and unnecessary complications – for GOOD.

Otto Gives Your Money Structure
In 4 Easy Steps:


Organize Your Money In Dedicated Sub-Accounts

Otto is the ultimate “overseer.” It sits on top of your checking account and organizes your balance based on how you plan to use your money.

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Merge In Your Credit Card Spending

Otto automatically uploads your credit cards charges and merges them with your organized money, so you can easily see how much you still have available.

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Keep Your Money Organized In Real-Time.

With Otto you always know how much money you have, and what it's for.



Connect To 1000’s Of US Financial Institutions

Wherever you are and however much your income and finances diversify, Otto will keep a handle on everything. 

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Who Needs Otto?

Anyone who's tired of stressing about money.  


Otto makes it easy to organize your money, so you can relax and enjoy the more important things in life.


So, if you like being organized, saving money, and earning credit card rewards…


Otto is for you!


You DON’T need to:

  • Spend hours pouring over confusing spreadsheets

  • Guess how much money you have left to spend

  • Get blindsided by your credit card bills.... EVER AGAIN

Give Otto Just 20 Minutes Per Month, And Otto Will Help You:


Earn rewards

Safely earn credit card rewards and put hundreds, or even thousands, of dollars back into your pocket each year.


Build your credit score

With a better credit score, you can save thousands of dollars over the course of a loan.


Spend smarter

On average, our users easily save over a thousand dollars each year.  You can too!

We Don’t Just Come With Promises, We Come With Proof: 

Happy Otto user.

I'm finally in control

"Otto is quick and easy.  It takes me just a few minutes each month.  And it's so accurate! I finally feel in control and empowered about my money."

- Chloe

Happy Otto user.

Working together

"Otto has made using our credit cards a positive experience! Otto's system is simple, and it actually works!  We never thought we would feel so much peace about our finances."

- Paul and Emily

Happy Otto user.

Life changing

"Otto allows me to be in control of where my money goes each month. It is so liberating and gives me greater confidence.  I would highly recommend Otto."

- Stuart


Discover How Easy Otto Is With Our 30-day FREE Trial

The way we see it, there is no better proof than the kind you see with your own eyes (and in your own bank account!)


We you use Otto, we are confident that you’ll be able to EASILY save money and maximize your credit card rewards…


…WITHOUT the fear of slipping into credit card debt!


Now, we’re going to PROVE it to you.


For the next 30-days, we want to give you FULL access to Otto and all of its amazing features for FREE.


We are certain you will see results.

After your free trail Otto is just $5.99 per month or $65.89 per year. 

Otto Pays For Itself...
We Guarantee It!

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If, after using Otto for two months, you have not saved more than twice the cost of a monthly subscription, we will give you your money back.

You have nothing to lose!

Finally, An Easy Way To Manage Money

With Otto, your data is safe and secure.
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Your Security Is Our Highest Priority

We spare no expense ensuring that your data is safe.

  • Otto was developed and is maintained right here in the USA​.

  • We use the highest bank-level encryption standards.

  • ​All information obtained is in an encrypted, read-only format.

  • ​No one can move or access your money using Otto.

Otto uses Finicity, a division of Mastercard and one of the top Import Providers in the nation, to securely link to your financial institutions. 

Try Otto FREE for 30 days

Otto Pays For Itself... Or It’s Free!

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© 2022 Otto, LLC. All rights reserved.