You don't need a budget. You need Otto.
A simple credit card spending system.
Experience the freedom
20 minutes and I'm done
"Unlike budgeting systems, Otto is quick and easy. It takes me just a few minutes each month. And it's so accurate! I finally feel in control and empowered about my money."
Worth every penny
"Otto has made using my credit cards a positive experience! Otto's system is simple, and it actually works! I never thought I would feel so much peace about my finances."
"Otto allows me to be in control of where my money goes each month. It is so liberating. It gives me greater confidence as I know the money is already there before I spend it. I would highly recommend Otto."
Safe and secure
Your security is our highest priority. We spare no expense in ensuring that your data is safe.
Otto was developed right here in the USA.
We maintain the highest bank-level encryption standards.
All information obtained is in a read-only format.
No one can use the app to move or access your money.
For more information please see our Privacy and Security Policies.
Otto uses Finicity, an affiliate of Mastercard and one of the top API services in the nation, to safely link to your financial institutions. For more information about Finicity and their security policies, please visit finicity.com/security.