Money organized, not just categorized.

Otto is a new, simple approach to managing your money using multiple bank accounts.

How Otto works

1

Organize

Otto organizes your money in separate bank accounts based on how you plan to use it.

2

Merge

As you spend, Otto merges your credit card charges with your bank balances.

3

Calculate

Otto then calculates exactly how much money you have available to spend. 

Why use Otto

Simple

Say goodbye to complicated spreadsheets.  Otto's simple system helps you organize your money, and keep it organized, in less than 20 minutes a month.

Safe

With Otto you can safely use credit cards to earn rewards and build your credit score.  Best of all, Otto's unique system protects you from slipping into debt.

Secure

Otto gives you the security of knowing your money will always be there when you need it.  With Otto,  you can easily build a confident financial future.

Set up Otto at your

bank or credit union today.