Otto was started as an alternative to budgeting, but it eventually evolved into an amazing credit card spending system. And now, we don't even need a budget! It is wonderful!!
We were tired of earning more money, but never going anywhere financially. We knew there had to be a better/easier way. We decided to try something new. We started physically organizing our money in separate checking and savings accounts. Almost overnight, we began to see our financial situations improving.
We had so much success that we started sharing our system with others. As we did, we had so much great feedback that we decided to create an app. We call our app Otto, the name of a beloved pet. Otto also happens to be a German name meaning "wealth" and "prosperity," so we think it fits well with our mission. What we didn't realize at the time was that having an app opened a whole new world of possibilities for us.
Otto (the app) makes managing money so easy! Now we don't have to use multiple accounts, Otto organizes the money for is. But most importantly, Otto brings in all of our credit card spending in once place and merges this with our balances. With Otto it's easy to see how much money you have and what it's for. And isn't that what we really need? We were amazed at how much money we started saving simply by being more aware and deliberate with our spending. Our financial futures are forever changed thanks to Otto.
We hope you'll give Otto a try and see how easy and life changing it can be for you as well.