Organize your money

"I need how many accounts?!"

We know it sounds like a lot, but trust us. Unlike a budget, Otto actually works!  

Otto makes it easy to manage multiple accounts at your bank or credit union so you can stay organized, spend confidently and always know how much money you have and what it's for.  

Checking Accounts

Instead of one checking account, Otto uses three checking accounts to separate your income, bills and spending.

Build a confident financial future

To get started, click on the setup guide associated with the type of institution where you currently bank.

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Credit Union Setup Guide

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Online Bank Setup Guide

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Traditional Bank Setup Guide

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The setup process can be a little tricky.   If you have any questions or need help,

please contact us, we would be happy to help you.

Unlock the power of your bank or credit union

After a 30-day FREE trial, Otto is billed monthly at $5.99.

Otto pays for itself, or you can get it for FREE.  Learn more.