Get Started with Otto.

Below are the foundational accounts you need to organize your money with Otto. 

To get started, open the accounts online or at your bank or credit union. 

Click here for a downloadable setup guide. 

What you need to organize your money


Income Deposit Account

Collects your hard earned money until you are ready to organize it.


Bills Account

Ensures your upcoming bills are covered.


Spending Account

Makes it easy to track  your everyday spending.


Savings Accounts

Allow you to set aside money for specific wants and needs.

What you need to spend your money


Credit Card Payoff Account

Protects you from slipping into

credit card debt


Credit Cards

Help you safely spend, earn rewards and build your credit score

Unlock the power of your bank or credit union with Otto.