Simplify your money with Otto
Say goodbye to complicated spreadsheets and endless categories.
In just two easy steps, Otto puts you in control of your finances.
Organize your income
Each time you receive income, Otto helps you organize this money into separate checking accounts based on your bills and necessary spending.
Additional money can be organized into savings accounts, dedicated to the things that matter most to you. Spend this money, or watch it grow.
Stay organized with account schedules that can include lists of bills, spending estimates or savings goals for each account.
Assign your credit card charges
As you spend, Otto uploads your credit card charges. All you have to do is decide which account will cover each charge. Once the charge is assigned, Otto calculates how much money you still have available.