Blindsided by credit card bills?
Not with Otto.
A simple two-step system
Step 1: Organize
Each time you receive income, Otto helps you organize your money into separate accounts based on how you plan to spend it.
Account schedules help you determine how to organize your money.
Step 2: Merge
As you spend, Otto uploads your credit card charges, merges them with your money and calculates how much you still have available.