Organize and Assign.
In two simple steps you can be in complete control of your finances.
Step 1: Organize
Each time you receive income, Otto helps you organize the money into separate checking accounts based on your bills and spending. Additional money can be organized into savings accounts, dedicated to the things that matter most, like vacations, or emergencies.
Stay organized with account schedules that include lists of bills, spending estimates or savings goals for each account.
Step 2: Assign
As you spend, Otto uploads your credit card charges. All you have to do is decide which account will cover each charge. Once the charge is assigned, Otto calculates how much money you still have available.