Otto pays for itself, or it's FREE!

Our goal is to help people of all walks of life succeed financially.  We do not want the cost of a monthly subscription to keep anyone from using Otto.  We are so confident that Otto will pay for itself, that if it doesn't, and you cannot afford it, you can get Otto for FREE!  Learn more.


Earn rewards

Earning 1 - 5% back on your purchases can put hundreds, or even thousands, of dollars back into your pocket each year.


Build your credit score

With a good credit score, you can save thousands of dollars over the course of a loan.


Spend smarter

On average, our users save over a thousand dollars each year simply by making more informed spending and saving decisions.


$ 7.99  

Billed monthly


$ 87.89  

Billed annually
Get one month free!

After your free trial, you will be asked to enter a payment method to ensure your uninterrupted use of Otto. If no payment method is provided, your account will automatically downgrade. If this happens, you will not lose any of your data, however, your bank balances and credit card charges will no longer update automatically.