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1. All of your deposits begin in your Income Account. Otto will organize your income in the middle and at the end of each month.
2. Otto sets aside money in your Bills Account to cover your upcoming bills. Click on "Bills Account" to see the list of your bills.
3. Your Spending Account holds the money you have available to spend!
4. If possible, Otto puts enough money in your Credit Card Payoff Account to cover your past credit card spending. Otto will move any new credit card spending into this account each week.
(If you do not currently have enough money to cover your past spending, Otto will continue to put money into your Credit Card Payoff Account until all of your past credit card charges are covered).
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